Fixed Income Investments
Diversification
Investors should ideally hold a diversified investment portfolio, consisting of fixed income securities, stocks and cash. The proportion of each investment product in a portfolio will vary, depending on individual circumstances and objectives. Diversification may enable you to increase your portfolio return and decrease investment risk at the same time.
Earn potentially higher return than fixed deposits
Instead of being restricted to putting your money in short-term fixed deposits, you can invest in longer-term bonds with different maturities of up to 10 years or even longer. Usually in the positive yield curve environment, the longer you "lend" your money to any issuer, the higher the interest rate you can expect to receive.
Regular interest income
Invest in fixed income instruments and receive more regular interest income.
Potential capital changes
Your investment in bonds may have capital gain. If interest rate drops after your investment, the bond price will increase. The reverse is true if interest rate rises.
So, whether you are building up a nest egg for your retirement or saving up for your child's education, or for a big-ticket purchase, maintaining a diversified investment portfolio comprising cash, stocks and fixed income securities will allow you to achieve more stable rates of return on your portfolio from year to year.
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Bonds
Whether you are looking for Singapore Government Bonds, statutory bonds or corporate bonds, allow our team of highly competent brokers to assist you in finding the right investment.
