What is DBS Vickers Cash Upfront Account?

DBS Vickers Cash Upfront Account is a prefunded account in which you will need to top up sufficient cash into the account before executing a trade.

Effective 10th March 2024, Cash Top-up service via DBS iBanking to DBS Vickers will no longer be available. To continue trading via cash upfront settlement mode, please link your DBS Vickers individual trading account to an individual DBS Multi-Currency Account (MCA). To find out more on MCA linkage, click here.


  • You will need to log in to your DBS/POSB iBanking account to access your DBS Vickers Cash Upfront Account.
  • Cash Upfront is only applicable to Buy Trades.
What are the markets that I can trade via DBS Vickers Cash Upfront Account?
Currently you can only trade Singapore stocks.
How do I withdraw my trade rebate?
You may log in to DBS Vickers Online Trading Platform and proceed to My Account > Account Management > Online Fund Withdrawal.
Is there any cut-off time for online fund withdrawal?
For same day fund withdrawal, the cut-off time is 9:00am daily. If the withdrawal request is submitted before 9:00am on a business day, the funds will be deposited into your account on the same day. If the request is submitted after 9:00am, the withdrawal will be processed and deposited back to your account on the next business day. 

Note: For urgent same day fund withdrawal request, please call our Customer Service Line (65) 6327 2288 before 9:30am, from Monday to Friday.
Where can I check the status of my fund withdrawal?
You may check your fund withdrawal status in the online fund withdrawal page. Once the request has been processed, you may view the status in the Account Activity page.
What are the different modes I can withdraw from my trading account?

You can withdraw from your trading account via GIRO and EPS. Please note that there must be an existing facility set up for GIRO or EPS payment.

Please note that withdrawal cannot be deposited to a SGD or Foreign Currency Fixed Deposit Account.
What are the commission charges when the trade is denominated in foreign currency?

All SG trades placed via DBS Vickers Cash Upfront Account will enjoy a competitive commission rate of 0.12%. The minimum commission for trades denominated in foreign currencies are as follows:

  • Denominated in USD: USD13
  • Denominated in EUR: EUR13
  • Denominated in AUD: AUD16
  • Denominated in HKD: HKD100
  • Denominated in CNY: CNY130
What are the hours that I can access DBS Vickers online trading services on DBS/POSB iBanking?
You are able to access this service 24x7 except during DBS/POSB iBanking or DBS Vickers maintenance.
Can I do contra trading with DBS Vickers Cash Upfront Account?
No, contra trading is not allowed with DBS Vickers Cash Upfront Account.
How do I do a withdrawal from my DBS Vickers Cash Upfront Account?

Log in to your DBS/POSB iBanking account, mouse over the “Invest” tab and click on “DBS Vickers Online Trading”. Click on “My Account” and select “Fund Withdrawal – Cash Upfront Account”.

Note: Fund withdrawal will take up to 2 working days to process.